Nos. | Types of Loans | Limit | Int. Rate (%) |
---|---|---|---|
1 | Gold Loan Ordinary | 3 month | 10% - 12% |
2 | Agricultural Gold Loan | 3 to 5 month Coppy of Land tax recipt off current year should be neccessory to open | 7% |
3 | Deposit Loan | 80% of deposit as loan | ROI deposit limit 2% |
4 | Personal Loan(member security) | 3 years | 13% |
5 | Personal Loan(salary certificate) | 5 years | 13% |
6 | Mortgage Loan | 5 Years | 13% |
7 | Business Loan | 3 Years | 12% |
7 | SHG Loan/ JLG Loans (kudumbashree linkage loan,Joint Liability Group Loan,Self employment Loan) | 2 Year to 3 Years - 1.2L To 5L | 10% - 12% |